How to apply



	Enhanced pensions and annuities at no extra cost

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How to use biggerpensions.com

As soon as you request a free quote we will search the market for the biggest available annuity available to you, taking in to account your medical profile.

Please note that our annuity quotations are only based upon the information you provide and are not a recommendation that any product is suitable for your circumstances. If you have any doubts, please consult an independent financial adviser before taking any action.

The following is a guide through the process.

Step 1 – Request a free search and quotation from us.
We will secure an illustration for you, based on the completion of a simple illustration request form. The form asks you to give basic personal details and details of the impairment(s), the date of the first diagnosis and some information regarding its severity.

We will use this information so that the availability of an enhanced annuity can be confirmed to you.

Step 2 – We will relay to you the results of our search.
Unless further information is required by a provider, we will indicate the highest level of income we can obtain for you after a search of the market.

Step 3 – We forward to you a personal quotation, application form and key facts for your approval.
If you are happy with the highest annuity quoted and wish to proceed, you will receive full details of the annuity for your approval and completion.

Step 4 – You notify us of your acceptance, by returning the final documentation.
If you decide to proceed, you return the completed application form. This gives details to the annuity provider, of the bank account the annuity is to be paid into. You will also enclose your authorisation for your pension provider to send the purchace price of your Enhanced Annuity direct to the new provider.

Or if the annuity is being provided by your own money, you will enclose a cheque made payable to the provider, for the purchace price.

Note: Client Monies
We do not handle client monies. All cheques for premiums, investment monies of any kind, must be made payable to the Life Office or Investment Opperator who will supply your Annuity.

The transaction is now completed and you should start to receive your Enhanced Annuity, immediately or as you have arranged.

Note: We endevour to turn around your initial Illustration request within 48 hours.

Some annuity providers require your doctors name and address and ask you to authorise permission, for them to obtain a report from your GP on you medical condition, by signing a consent form. We will contact you direct if this is required, and enclose the form.

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Biggerpensions.com is a trading name of Clarity Financial Advice Ltd. Registered in England no. 5615986. Registered Office: 5 Riverside Studios, Mill Lane, Dronfield, Derbyshire S18 2XL. Clarity Financial Advice Ltd is an appointed representative of Mint Financial Services Ltd which is authorised and regulated by the Financial Services Authority. Mint Financial Services Ltd is entered on the FSA register (www.fsa.gov.uk/register/) under reference 217742.

The guidance and/or advice contained within this web site is subject to the UK regulatory regime and is therefore primarily restricted to consumers based in the UK.

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