How to qualify



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How do I qualify?

Even today, a large proportion of people that could qualify for an enhanced annuity rate due to illness or being a smoker, retire having accepted standard terms.They were simply not aware that they qualified for an impaired life annuity.

People who have suffered severe forms of one or more of the following potentially life threatening conditions would qualify (these lists are not comprehensive).

Four of the major impairments that are most regularly quoted for are:

Cancer
Heart Disease
Stroke
Major Organ Failure (Lung, Kidney, Liver)

But higher rates can be secured on less obvious health problems as well. Further impairments that will qualify include:

Alzheimer’s Disease
High Cholesterol
Asthma
Liver Cirrhosis
Bronchitis
Motor Neurone Disease
Diabetes Mellitus
Multiple Sclerosis
Dementia
Overweight
Emphysema
Parkinson’s Disease
High Blood Pressure
Smokers
Severe Hypertension
Desease of the Central Nervous System

Obviously, a greater degree of impairment will result in a higher annuity rate being secured.

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The guidance and/or advice contained within this web site is subject to the UK regulatory regime and is therefore primarily restricted to consumers based in the UK.

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